AMP ICL

All My Papers makes proven check image processing technology available as web services to assist financial institutions in the rapid development of mobile deposit and remote deposit capture solutions. These technologies ensure the integrity of the images and image cash letters.

Description and Benefits

AMP Mobile Web Services ensure that accurate data is captured from check images, that the images are legally negotiable instruments and that the data is properly formatted for processing.  

Offering these technologies as web services expedites development and facilitates timely identification of information needed for proper handling and/or corrective action.

AMP Mobile Web Services includes:

  • MICR OCR – Provides full MICR data extraction from check images and applies OCR technology to recognize all MICR field data. Combining multiple proprietary MICR OCR engines with algorithms specifically designed to recognize MICR fonts and characters from images captured from mobile devices, All My Papers’ MICR OCR technology provides high read rates with exceptionally low error rates.
  • Identification and verification image fields – Automatically recognizes check field data and verifies the contents and presence of various fields of interest. All My Papers capitalizes on OrboGraph’s high-performance OrboAnywhere recognition engine to provide technology essential to authenticating deposited items. This technology includes
  • CAR/LAR – Automatic recognition of the courtesy and legal amounts from check images and identification of mismatches between the two
  • Payee and payor name verification
  • Identification of money orders and other cash-equivalent items
  • Identification of payable to “cash” items
  • Verification of signature presence

Most recognition values can be returned with accompanying confidence metrics so that you can build the appropriate workflow decision-making into your application.

  • Image Cash Letter/X9 File Creation –All My Papers’ leading technology for creating and manipulating image cash letters is included for preparing deposited items for processing. The ICL File Creation allows groups of conformant check images to be combined with MICR line and dollar amount data for each item into a fully formed Image Cash Letter (ICL) File ready for exchange with banks and other financial organizations. All major US and Canadian exchange format are supported as well as over 50 proprietary RDC formats including Wells Fargo, Bank of America and JPMC.

Benefits

  • Reduces costs and accelerates development of mobile deposit and remote deposit capture applications
  • Mitigates risk with image technologies to ensure images and image cash letters meet exchange requirements
  • Reduces costs by minimizing the number of images that are flagged for manual review

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Requirements

 

Minimum System Requirements

Desktop: Operating System: Windows 10  32 or 64-Bit Server: Operating System: Windows Server 2008 and newer CPU: Pentium 4, 2GHZ RAM: Per Operating System Minimums

Request Evaluation

Evaluation & Production Licenses


All my Papers applications and SDKs are available for evaluation use by qualified customers prior to purchase.

Evaluation Use – To obtain download instructions and a 30-day trial license, please fill-out a software evaluation request.

Production Use – When you purchase an All My Papers product, you will be issued a production license enabling its use in your production environment.  Production licenses are purchased with renewable support and maintenance.

For more information, please contact sales@allmypapers.com or call +1 (408) 366-6400 and press 1 at the prompt.

Licensing

General Licensing Terms

In general. the licensing policy for All My Papers (AMP) software – authorizes one user and one physical hardware device/computer. The AMP enabling license for a given machine authorizes only that single physical hardware computer.

AMP’s software requires license and product codes for every computer running AMP’s software including production, evaluation, disaster recovery and trial computers. License fees include support and maintenance for a three-year renewable term.

Virtual Machine (VM) Licensing

The All My Paper VM license enables use of AMP applications in one VM environment and is available to new and existing customers. AMP includes support for VM environments with static UUIDs such as VMware or Microsoft Hyper-V.  However, installation or configuration support under other VM environments without static UUIDs such as Amazon’s Could Server may be subject to additional installation/configuration support charges.

For details, see the License text loaded during the installation of the software.

Application Licensing

AMP’s applications issues license and product codes for every computer running AMP’s software.

For details, see the License text loaded during the installation of the software.

Workstation licensing for products such as X9 VIEWER or X9 QUALIFIER

All My Papers has evolved various and flexible licensing models for the deployment of the X9 VIEWER and X9 QUALIFIER applications to meet customer demand and requirements.

Because check image cash letter (ICL) files contain sensitive financial data, organizations may want to restrict some users to viewing only and permit other users to edit the check ICL file data.  Access to editing may be controlled on a workstation license basis.

Server Licensing

Organizations that use Remote Terminal Services (E.g. Remote Desktop, Citrix, etc) can install both the application and the license manager on a Remote Terminal Services server to conveniently provide functionality at any workstation from two to 62 users at a time limited only by the number of concurrent user licenses purchased.

Distributed Licensing

Similar to Server Licensing described above but used when AMP applications are installed locally on workstations and licensing is provided from a server. Distributed licensing provides functionality for up to 62 users at a time limited by the number of distributed user licenses purchased.

 X9 VIEWER & X9 Qualifier Licensing and Deployment Models

All My Papers has evolved various and flexible licensing models for the deployment of the X9 VIEWER application to meet customer demand and requirements.

X9 VIEWER are Windows-based applications for the viewing, analysis and editing of check Image Cash Letter (ICL/UCD/187/X9.37) files.

Because check image cash letters contain sensitive financial data, organizations may want to restrict some users to viewing only and permit others users to edit the check ICL file data.  Access to editing and data entry functions may be controlled on a workstation license basis.

ICL file size can approach the 2GB limit and contain over 40,000 check items and images. The X9 Viewer can efficiently access files located on other network resources but is most efficient if the ICL file is on the same hard disk as the application.

Desktop Workstation License

X9 Viewer can be purchased and installed on individual desktop workstations. This is the standard license.

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Server Licensing

Organizations that use Remote Terminal Services (E.g. Remote Desktop, Citrix) can install both the VIEWER and the license manager on a Remote Terminal Services server to conveniently provide Viewing or Viewing/Editing at any workstation from one to 62 users at a time limited only by the number of concurrent user licenses purchased.

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Distributed Licensing

Similar to Server Licensing described above but used when AMP applications are installed locally on workstations and licensing is provided from a server.  Provides Viewing or Viewing/Editing at any workstation for up to 62 users at a time limited by the number of concurrent user licenses purchased.

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Contact All My Papers
Contact All My Papers to automate check Image Cash Letter (ICL) file processing.