Correct TIFF Tag Errors in X9/ICL files

Image exchange standards have adopted the TIFF 6.0 specification as the image format scheme. Although TIFF 6.0 is a mature specification it was designed with a lot of flexibility to support a wide range of applications. In addition, many of the TIFF fields are open for different interpretations. This flexibility is producing many different variations of TIFF image formats that many times are incompatible with the TIFF image viewers and image applications that need to process them for check image exchange.

The purpose of this standard is to provide guidance to the financial industry by defining the most commonly supported and least problematic uses of TIFF fields and their values for the exchange of images within the financial industry.

All My Papers has a software application that will test and automatically for TIFF conformance.


X9 Qualifier showing available tiff tag tests

ANSI Standard X9.100-181 is a specification related to electronic image exchange of check image data.  The scope of this standard is to define specific TIFF fields that can be used and the allowable values for those fields that will support interoperability for check image exchange processing between financial institutions.

What this means for a financial services providers is that there are images being captured and exchanged today that may break (not be able to be viewed, saved, etc.) the various financial institutions’ software payments systems that need to process them.

This standard also defines a class of image formats that can now be rejected or returned for reasons of not meeting the required image format standards. These issues can lead to an increase in operational costs for dealing with image format exceptions, and increase a financial institution's risk of losses for both creating and receiving images in wrong formats.

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