X9 VIEWER
X9 VIEWER lets you view data and check images as well as analyze, edit and perform data entry and correction of dollar amount and MICR line data in ICL files. X9 VIEWER supports ICL file variants of all of the major exchanges in the U.S. and Canada as well as those of the over 50 bank-proprietary RDC formats. X9Viewer lets you print IRDs and extract check images in TIFF file format from ICL files.
Description
X9 VIEWER can help ensure error-free interoperation with your exchange partners. Financial institutions are ramping up production volume of Image Cash Letters (ICLs). A production X9.37 file can routinely contain 30,000 check images or more and can be well over a gigabyte in file size. One "bad" item can stop the reception, transmission, or processing of a multi-million dollar Image Cash Letter.
Latest Updates
- X9 VIEWER supports Canadian Payments Association (CPA) Standard 015 - a companion document to X9.100-187-2008
- New check image cash letter return codes required as of 12/20/2014 under X9.100-187-2013
Supports all industry standard formats
- DSTU X9.37 2003 - Learn more about DSTU X9.37 2003
- X9.100-160-2014 Part 2 - X9.100-160 Part 2 - MICR Line formatting Standard
- X9.100-180- Learn More about the X9.100-180 standard
- X9.100-181 - Visit the ANSI Store
- X9.100-187 + Unversal Companion Document (UCD) - Learn more about X9.100-187 + UCD
- Canadian Payments Association (CPA Standard 015) - Learn more about CPA 015
- FRB
- SVPCO
- ViewPointe
- EndPointe Exchange
- 50+ Bank-proprietary Remote Deposit Capture (RDC) formats
Benefits
• Saves time by combining check image and text viewing/editing in a single window
• Maximizes efficiency by supporting many ICL variants
• Improves accuracy by automatically rebalancing totals and item counts after edits
• Provides convenient text file import and export for integration with legacy applications
• Analyzes and highlights errors in ICL files
• Limits edit access to ICL files via software license
• Provides command line control for programmatic access
• May be called from an external process to generate an issues report file or to create a new file by using selection rules from the command line
Uses
• Complete or correct data in forward and return ICL files
• Generate test data
• Accelerate ICL qualification process
• Research items and issues in ICL files
Functions
• View check images from a variety of ICL formats
• View textual information in Records and Fields
• Analyze textual information for syntactical conformance to standards and companion documents
• Edit Record and Field data and auto rebalance totals
• Search, find and select data
• Print IRDs
• Secure logging and audit feature tracks users and changes to ICL files
X9 VIEWER Features Summary & Screen-Shots
Click HERE to view the X9 VIEWER Features Summary & Screen-Shots
Versions
X9 VIEWER provides several licensed variations that allow viewing alone or the addition of analysis, editing, and IRD printing of the data components of ICL/X9.37 files There are three functional versions of the product
Demo Version - allows the viewing of front of the check images in ICL files
Viewer/Validator Version - licensed version, all features of the free version plus front and rear check image viewing, record and field level viewing of textual data, support for X9.37 and optionally, X9100.180 file types. Also provides analysis of ICL files for its conformance to the respective ANSI Standard
Editor Version - licensed version, all the features of the Viewer Validator version plus editing of textual data at the record and field level, deleting of bundles, items, records and fields, re-balancing of ICLs. The editor version also supports advanced search, saving file data as CSV and IRD printing with an optional license.
Runtime licensed versions of the X9 VIEWER/VALIDATOR/EDITOR are licensed by: File type - either X9.37 or X9.100-180 (U.S. and Canadian or UCD/187 Unlimited or less than 10,000 items. IRD Printing.
For more information, contact sales at sales@allmypapers.com.
Features
X9 VIEWER Features Summary & Screen Shots
Demo Version
The free version allow viewing of front side check images within within and ICL file containing fewer than 10,000 items
Licensed Versions
Licensed versions of X9 VIEWER Provide many more features including detailed viewing of check images, editing functions, analysis of files for conformance with standards and optional IRD Printing.
View Front & Back of Check Items
View check items front, back or both and then tab to view text
Navigate thru Hierarchical file structure
Image Cash Letter Files contain textual information structured in a hierarchical format.
The X9 VIEWER allows for easy and intuitive navigation through cash letters, bundles, items, records and fields
Tab between check images and textual details
View Record Field Level Detail
Each check item has associated textual records. The records have field level data
Navigate, view and edit the detail fields for each item and record.
MICR data, dollar amounts and other details can be edited and changed with editing license.
Open as... Federal Reserve Bank ICL File and others
X9 VIEWER can open a variety of ICL file formats including those required by the Federal Reserve, Canadian Payments Association 015, Royal Bank of Canada and other check image exchanges such as SVPCO, Viewpoint Endpoint, etc. In addition, the proprietary Remote Deposit Capture file formats of many financial institutions including Well Fargo are also supported.
Analyze for Conformance
X9 VIEWER analyzes ICL files for conformance to check image exchange standards.
Syntactical conformance is checked to ensure proper use of numeric vs. alpha data as well as field length
Each field is analyzed and errors are reported in the bottom panel
Errors are displayed using the terminology and descriptions specified by the Federal Reserve
After editing, the corrected file may be saved.
Complex Search and Find
X9 VIEWER can perform fast complex searches on various records and data fields
Items can be searched for dollar amount, account number, dollar value, etc.
Save as CSV
X9 VIEWER can disassemble and save the contents of an ICL file, splitting the data contained into:
Exchange-Rady front and back check images
Textual data as a CSV file for import into other applications. The CSV file will also contain the path of the associated check image files
Print Forward and Return IRDs
With the optional IRD Print license and a properly equipped printer, X9 VIEWER can print ICL files as negotiable Image Replacement Documents (IRDs) or Substitute Checks
Both Forward and Return files are supported. Either a single item or entire file can be chosen for printing.
Enter/Edit MICR Lines
The edit MICR tab displays the check item and highlights questionable (asterisked) or missing MICR data so that an operator can quickly make corrections.
Navigation is automatic to the next item that may have an issue.
Corrected files can be saved at the end of the process.
Enter/Edit Dollar Amounts
The edit dollar amount tab displays the check item with an editable, dollar amount field. Checking Missing Only will cause the Viewer to display only items with missing dollar amounts so an operator can quickly enter the correct amounts.
After corrected values have been entered, amount totals and item counts within the file are rebalanced automatically when the corrected file saved
RCC Count
The header record view now displays the number of RCC items in the currently open ICL file as well as the number of items with non-conformant check images (shown as n/c count in the illustration below).
Search for RCC Items
X9 VIEWER's search finction can be used to find RCC items in the currently open ICL file by executing the search show below.
Logging User Information
X9 VIEWER works with your security systems. Each operator's transaction and file access is documented and logged. A debug mode is also available to aid with AMP support.
When analysis is turned on some analysis functions can be disabled for better operator interaction.
Support for Record 27 Viewing & Editing
The All My Papers X9 Viewer allows the editing and viewing of records and fields in check image cash letter (ICL) files.
The Early Warning group has rolled out a new network to support peer to peer (P2P) real time payments for its members who sign up for the clearXchange Network. Chek Direct is the process that allows this payment process to work by modifying and customizing the 27 Record.
All My Paper X9 Viewer supports the viewing and editing of Record 27 as shown below:
For more information about Early Warning, follow this link: https://www.earlywarning.com/index.html
For more information about clearXchange click on this link http://www.clearxchange.com
License & Version Number
X9 VIEWER is being continuously improved for features and compatibility. Use this screen to verify which licenses are enabled and compare your version to the latest version posted on the web.
Datasheet
Requirements
Requirements
Minimum System Requirements
Desktop: Operating System: Windows 10 32 or 64-Bit Server: Operating System: Windows Server 2008 and newer CPU: Pentium 4, 2GHZ RAM: Per Operating System MinimumsInput/Output Compatibility
INPUT FILE FORMATS: X9.37/X9.100-187 ICL Files
OUTPUT FILE FORMATS: ANSI X9.100-140:2008 Forward and Return IRDs for printing
IRD Printer Requirements
Off-the-shelf Printers
Most duplex printing, black and white laser printers including those from from Hewlett-Packard, Lexmark, and Ricoh/Hitachi, Xerox and IBM, Your printer must:
- Support duplex printing (prints on both sides of the paper)
- Have the availability of MICR Toner cartridges - Required to produce negotiable IRDs with magnetic information readable by automated check sorting machines
- Are HP PCL5e compatible – Ensures proper formatting of printed IRDs so that they conform to the ANSI X9.100-140:2008 standard
Specialty Printers
IRD printers from companies like the TROY Group
Solutions
Solutions
X9 VIEWER adds support for working with Wells Fargo Bank Remote Deposit files
View, analyze and edit CPA 015 files
Detect and correct MICR errors in Image Cash Letter files
Rapid data entry and correction for Image Cash Letter (ICL) files
All My Papers solving production problems with ICL files
Converting X9.37 Image Cash Letter files to Universal Companion Document (UCD) files
X9.100-181 - Tough TIFF Summary
Downloads
About Downloaded Software
All my Papers applications are available for download, depending on the particular application for demo, trial and production use.
- Demo Use - You may download the software and install it - limited functionality is available with any licenses. Products without demo functionality will require a license to use.
- Trial Use - Qualified customers may obtain a temporary license to enable product features for trial use (usually 30-days) by contacting sales@allmypapers.com
- Production Use - When you purchase an All My Papers product, you will be issued a production license enabling its use on one workstation or server. production licenses are purchased with renewable support and maintenance.
X9 VIEWER
Available for Demo, Trial, Production
The X9 VIEWER Application --a .NET application to view and edit the contents of X9.37, Image Cash Letter Files and find conformance errors relative to various industry standards including X9.37 DSTU-2003, X9 100.180, X9100.181, Canadian 015 as well as over 25 bank proprietary remote deposit capture standards. Optional data entry features let you quickly find checks with malformed MICR lines and missing dollar amounts and edit these fields while viewing the check image.
You may download and try X9 VIEWER without a license which allows the viewing of check images within your ICL files. Other features require licensing. To obtain pricing, a temporary for evaluation or to purchase a production license and support or just to find out more, information contact sales@allmypapers.com
Download X9 Viewer Application 64-Bit version
Download X9 Viewer Application 32-Bit version
IRD Print for Use with X9 Viewer
Available for Demo, Trial, Production
The IRD Print Application is sold with the X9 VIEWER and adds IRD Printing capability.
You may download and tryIRD Print without a license which allows the the printing of IRDs with a "DEMO" watermark. To obtain pricing, a temporary for evaluation or to purchase a production license and support or just to find out more, information contact sales@allmypapers.com
Download IRD Print Application 64-Bit version
Download IRD Print Application 32-Bit version
Licensing
Licensing
General Licensing Terms
In general. the licensing policy for All My Papers (AMP) software – authorizes one user and one physical hardware device/computer. The AMP enabling license for a given machine authorizes only that single physical hardware computer.
AMP’s software requires license and product codes for every computer running AMP’s software including production, evaluation, disaster recovery and trial computers. License fees include support and maintenance for a three-year renewable term.
Virtual Machine (VM) Licensing
The All My Paper VM license enables use of AMP applications in one VM environment and is available to new and existing customers. AMP includes support for VM environments with static UUIDs such as VMware or Microsoft Hyper-V. However, installation or configuration support under other VM environments without static UUIDs such as Amazon’s Could Server may be subject to additional installation/configuration support charges.
For details, see the License text loaded during the installation of the software.
Application Licensing
AMP’s applications issues license and product codes for every computer running AMP’s software.
For details, see the License text loaded during the installation of the software.
Workstation licensing for products such as X9 VIEWER or X9 QUALIFIER
All My Papers has evolved various and flexible licensing models for the deployment of the X9 VIEWER and X9 QUALIFIER applications to meet customer demand and requirements.
Because check image cash letter (ICL) files contain sensitive financial data, organizations may want to restrict some users to viewing only and permit other users to edit the check ICL file data. Access to editing may be controlled on a workstation license basis.
Server Licensing
Organizations that use Remote Terminal Services (E.g. Remote Desktop, Citrix, etc) can install both the application and the license manager on a Remote Terminal Services server to conveniently provide functionality at any workstation from two to 62 users at a time limited only by the number of concurrent user licenses purchased.
Distributed Licensing
Similar to Server Licensing described above but used when AMP applications are installed locally on workstations and licensing is provided from a server. Distributed licensing provides functionality for up to 62 users at a time limited by the number of distributed user licenses purchased.
X9 VIEWER & X9 Qualifier Licensing and Deployment Models
All My Papers has evolved various and flexible licensing models for the deployment of the X9 VIEWER application to meet customer demand and requirements.
X9 VIEWER are Windows-based applications for the viewing, analysis and editing of check Image Cash Letter (ICL/UCD/187/X9.37) files.
Because check image cash letters contain sensitive financial data, organizations may want to restrict some users to viewing only and permit others users to edit the check ICL file data. Access to editing and data entry functions may be controlled on a workstation license basis.
ICL file size can approach the 2GB limit and contain over 40,000 check items and images. The X9 Viewer can efficiently access files located on other network resources but is most efficient if the ICL file is on the same hard disk as the application.
Desktop Workstation License
X9 Viewer can be purchased and installed on individual desktop workstations. This is the standard license.
Server Licensing
Organizations that use Remote Terminal Services (E.g. Remote Desktop, Citrix) can install both the VIEWER and the license manager on a Remote Terminal Services server to conveniently provide Viewing or Viewing/Editing at any workstation from one to 62 users at a time limited only by the number of concurrent user licenses purchased.
Distributed Licensing
Similar to Server Licensing described above but used when AMP applications are installed locally on workstations and licensing is provided from a server. Provides Viewing or Viewing/Editing at any workstation for up to 62 users at a time limited by the number of concurrent user licenses purchased.
X9 VIEWER® Licensing and Deployment Models
Desktop Workstation License
X9 Viewer can be purchased and installed on individual desktop workstations. This is the standard license.
Server Licensing
Organizations that use Remote Terminal Services (E.g. Remote Desktop, Citrix) can install both the VIEWER and the license manager on a Remote Terminal Services server to conveniently provide Viewing or Viewing/Editing at any workstation from one to 62 users at a time limited only by the number of concurrent user licenses purchased.
Distributed Licensing
Similar to Server Licensing described above but used when AMP applications are installed locally on workstations and licensing is provided from a server. Provides Viewing or Viewing/Editing at any workstation for up to 62 users at a time limited by the number of concurrent user licenses purchased.
Licensing Models Compared
Licensing Model -> |
Workstation Desktop |
Server |
Distributed |
Number of users |
1 |
1-62 Per License Server |
1-62 Per License Server |
PC/Server Requirements |
2 GB Memory |
Terminal Services Server - moderate to heavy depending on number of concurrent users. (1-2 GB memory per active user) |
License Server: Minimal – PC/server used only to administer licensing Client: 2 GB Memory |
Supports VM |
Yes (Requires additional license) |
Yes |
Yes (Notes 1) |
Terminal Services |
Yes (Requires additional license) |
Yes |
Yes (note 2) |
License location |
Permanently on workstation |
Issued to Terminal Services sessions as needed. |
Issued to workstations as needed |
Applications installed on and execute from |
Workstation |
Terminal services server |
Workstations/Servers |
Limit certain users to view only features |
Install appropriate version of X9 VIEWER on user's workstation |
Use separate license servers for view only and view/edit versions. |
|
Mixed Viewer, Viewer/Editor and/or Viewer DE deployments |
Select on a per workstation basis at install time |
Each instance of license server can support one version of viewer. To mix within a network, you will need one license server per Viewer version |
|
Mixed Server and Distributed deployments |
Applications can be installed on workstations |
Applications can also be installed on License Server and other Servers |
|
Other requirements |
Administrative rights required to install |
Workstations, Terminal Services and/or VM sessions must all have read/write permissions to access small semaphore files used in server and distributed licensing models |
Notes
Distributed model also supports server licensing. AMP products can also be installed on the centralized license server. Users can access these products through Remote Desktop (terminal services) connections. Total number of users (client machine users + terminal services sessions) limited to number of concurrent licenses purchased
Whitepapers
Whitepapers
The Whitepapers linked below may aid in understanding the range of applications for the X9 Viewer.
Working with Image Cash Letters
Download this white paper if you contemplate working with or implementing a system that will process Image Cash Letters (ICLs), AKA X9.37 files, and would like to reduce their implementation costs, time, and ongoing maintenance efforts.
Combining Remote Capture and IRD Printing
Download this white paper to read about Check 21 Strategies for Community and Regional Banks.
Contact All My Papers
Contact All My Papers to automate check Image Cash Letter (ICL) file processing.