Working with Image Cash Letter Files

Image Cash Letter (ICL) files are used to transport check transaction data including check images between organizations and systems for the purposes of clearing the check payments electronically.

ICL files based on the X9.100-187 standard have become the preferred method (according to the newest version of Rec CC) for transporting electronic check payment transactions.

All My Papers has a suite of products for working with check image cash letter files:



Each destination financial institution (recipient of the ICL file) requires that the file be formatted to their unique requirements. These requirements are detailed in a companion document. These companion documents are usually proprietary.

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