All My Papers Return Document Printing Solutions are Windows™ - based software products used to convert check Image Cash Letter (ICL) files to:
All My Papers IRD Print software rapidly prints accurate Image Replacement Documents Clearing Replacement Documents and Return Replacement documents from ICL files.
The software conforms to ANSI X9.100-140:2008 (mandatory in Nov 2010), with file types X9.37, Universal Companion Document (UCD). UCD 187 (mandatory for exchange with FRB beginning in Sep 2010), and with Canadian Payments Association Standard 015 files.
IRDs and CRDs printed with All My Papers software are in conformance with The Check Clearing Act for the 21st Century (“Check 21”) in the U.S. and with CPA Standard 014 in Canada by meeting the following requirements:
ANSI X9.100-140:2008 has these differences from the previous standard which are summarized below.
All My Papers has two IRD Printing software solutions
IRD Print supports many types of printers including
The printer for printing valid IRDs with AMP software must meet these requirements:
Print negotiable IRDs from ICL files via a the X9 Viewer or via your custom application.
Print IRDs from a single workstation or install it on a print server to support up to 63 clients on a network running X9 Viewer or your custom application. Network traffic is minimized because the check image data is compressed until it arrives at the printer.
All My Papers provides IRD/CRD Print products as either an add-on capability to X9 Viewer as an SDK:
Minimum System Requirements - Desktop - Windows 7, 8x, 10 - 32/64-Bit - Server - Windows Server 2008 and newer
Minimum System Requirements
- Desktop - Windows 7, 8x, 10 - 32/64-Bit
- Server - Windows Server 2008 and newer
Input File Formats: X9.37/X9.100-187 ICL Files
Output File Formats: ANSI X9.100-140:2008 Forward and Return IRDs for printing
IRD Printer Requirements
Off the shelf
Most duplex laser printers from Hewlett-Packard, Lexmark, and Ricoh/Hitachi, Xerox and IBM that meet the requirements below:
IRD printers from companies like the TROY Group
All my Papers software is available for download for trial and production use and in some cases, demo use.
Available for Trial, Production
IRDLIB is a COM Object Software Development Toolkit (SDK) for accurate and fast printing of Image Replacement Documents (IRDs) from UCD 187 and X9.37 files as well as other sources. IRDLIB provides control over forms, fonts and printers to produce IRDs that conform to the X9.100-140 2008 standard. To obtain pricing information or a trial license contact .
Please note that to develop with IRDLIB SDK, you will need to the IRD Print application below.
IRD Print Application
Available for Demo, Trial, Production
The IRD Print Application is sold only with the X9 VIEWER and the IRD Print SDK and adds IRD Printing capability.
You may download and tryIRD Print without a license which allows the the printing of IRDs with a "DEMO" watermark. To obtain pricing, a temporary for evaluation or to purchase a production license and support or just to find out more, information contact
All My Papers has flexible licensing plans for the IRD Printing solution. The licenses control the rate of printing IRDs from 15 IRDs per minute to greater than 1280 IRDs per minute. The PC that controls the printer must have the appropriate IRD print license installed.
IRD Printing with X9 VIEWER
IRD Printing Client/Server Configurations
General Licensing Model Terms for licensing AMP's software authorize one user and one physical hardware device per software instance. All My Papers applications require annual subscriptions and runtime licenses.
Each computer using All My Papers software technology requires a runtime license. The licenses are issued in classes based on feature/function and speed/throughput. Licenses are sold for specific machines and users. AMP uses the "one user" license model. For details, see the License text loaded during the installation of the software. Development and Deployment licenses are sold separately so that you can develop and test your application before committing to deployment licensing or hardware.
The All My Papers VM license enables use of AMP applications in VM environments and is available to new customers.
The License Manager Software facilitates the installation and removal of licenses on individual computers or servers and validates licenses upon installation via the internet. Evaluation licenses, limited time licenses, feature set and feature upgrades licenses are all supported. An error code 107 indicates a missing or invalid license.
Click here for the License Manager Download Page
All options are available at speeds ranging from 0.5 to 1280 images per second per server. Speed licenses determine the theoretical maximum throughput of an application. Actual performance will vary depending on hardware, image quality, number of functions called and other factors.
Every PC using AMP MCIR OCR software requires a licensed runtime. Runtimes used on single processors are available for distributed applications based on functionality and throughput per the table below.
Please note that "Max images per second" refers to the speed at which images may be accessed. Many operations (such as the ampProcessCameraCheckImages call) require multiple image accesses. The number of image accesses required for a particular task (MICR extraction for example) will vary depending on the quality of the check images. All My Papers will provide temporary licenses so that customers can characterize application performance under a given speed license class.
This white paper discusses a Check 21 Strategy for Community and Regional Banks
This white paper is for anyone contemplating working with or implementing a system that will process Image Cash Letters (ICLs), AKA X9.37 files, and would like to reduce their implementation costs, time, and ongoing maintenance efforts.
View one of our online videos to help with many of our products and license installations.
The videos on this page provide an interactive overview of the features and functions of the various All My Papers products. These videos are written in Adobe Flash and will open within your browser (you may be prompted to download the Flash plug-in from Adobe if it is not already installed). Most are smaller than 600KB in size so they will load quickly using a minimum of bandwidth.
All My Checks™
• Extract MICR data accurately
• Format check images for exchange
• Create ICL files for exchange or RDC
• Ready to run software application
• Increase transaction throughput
• Enable Check 21 processing for legacy systems
• Acheive improved float management
• Process check images
From Phones, Cameras, Scanners
• Extract MICR data from check images
• Format check images for exchange
• Fast programming with single call implementation
• Build Remotely Created Checks
- for presentment or exchange
-on behalf of your customers
• Produce Test ICL Files
- to debug Check 21 Applications
- without risking customer data
• View content of ICL files
• View check images
• Edit records and fields
• Print IRDs and CRDs
• Detect non-conforming TIFF tags
• Correct TIFF Tags
• Detect MICR Mis-Match
• Image IQA
• Create ICL Files
• Format ICL Files
• Save as CSV Files
• Sort & Merge ICL Files
• Conforms to latest standard
• Prints Negotiable IRDs and CRDs
• Works with many printers
• Prints one item or the entire ICL file
X9 Image Clearing
• Check Archive
• Duplicate Detection
• Research Check Items
• Forward & Return Clearing
• Imports ICL files into SQL database
• Supports 50+ ICL formats
• Return item research & sorting
• Browser-based user interface
July 22, 2014 - ALL MY PAPERS Software Selected by Tangerine Bank -- Cheque imaging technology provides low cost solution for Canadian Banks
April 10, 2013 - ALL MY PAPERS Signs Reseller Agreement with Orbograph
September 25, 2012 - Orbograph and All My Papers Form Alliance for Remote Deposit Capture & Mobile Marketplace Complementing technologies improve efficiency and reduce risk of fraud
August 3, 2012- Credit Union Times - Mobility Matters: Tracking the Mobile Banking Revolution in Credit Unions
September 28, 2011- All My Papers Announces a Software Application That Makes Every Scanner a Check Scanner - You can read the press release online by going HERE.
April, 2011- Check Deposit Challenges Using Scanners Without MICR Readers - Transaction News - You can read the article online by going HERE.
January 25, 2011 - All My Papers Updates MICR OCR SDK with Additional Camera Capture Features For Mobile Phones and Desktop Scanners
February 24, 2009 All My Papers Publishes Case Study of X9 IMAGE CLEARING Software Solution For the State of North Carolina Check 21 Processing.
December 2 , 2008 All My Papers Awarded Bid by State of Nouth Carolina for Check 21 Processing
October 24, 2008 All My Papers previews Beta version of X9 Viewer with support for the Universal Companion Document, UCD.
July 23, 2008 All My Papers Releases Software Reader for USPS 4-State Barcode
May 6 , 2008 All My Papers Releases Federal Reserve Bank MICR Conversion Utility for Check 21 Files
December 12, 2007 All My Papers Releases X9 TIFF QUALIFIER For Testing To the New ECCHO Check Image Exchange Rules
October 23, 2007 All My Papers Releases White Paper on Ramifications of MICR Mis-Match in Check Image Exchange
October 22, 2007 All My Papers Releases X9 TIFF QUALIFIER for Image Cash Letters
August 21, 2007 All My Papers Joins Financial Industry Organizations ECCHO and FSTC To Facilitate Check Image Exchange
May 2, 2007 - All My Papers Releases X9 VIEWER for Image Cash Letters
March 27, 2007 - All My Papers Releases White Paper on Check Image Exchange Interoperability and Data Integrity Issue Resolution
February 21 , 2007 - All My Papers and Unisys Deliver Unrivalled Check Image Data Precision for Financial Institutions
January 17 , 2006 - Sterling National Bank, Leveraging All My Papers Technology, Granted Federal Reserve Board Approval for FedReturn™ Image Cash Letter
October 4 , 2005 - All My Papers MICR OCR Technology Integrated into 1,050 7-Eleven Vcom© Kiosks Verifies Check Image Data
August 12 , 2005 - All My Papers Publishes a FREE white paper - Combining Remote Capture and IRD Printing, A Check 21 Strategy for Community and Regional Banks.
July 20, 2005 - All My Papers Business Partner, Aquracy LLC, uses IRD print technology in Remote Image Capture Solution.
July 18, 2005 - All My Papers and Intactis Software Inc. form Strategic Business Partnership.