The All My Papers ampLIB MICR OCR SDK provides MICR line data extraction from check image files as well as image processing and image formatting for Remote Deposit and other Check 21 applications.

The AmpLIB MICR OCR SDK finds, reads, parses, extracts, verifies and saves the MICR data from the check images quickly with low reject rates. The AmpLIB MICR OCR SDK is a High Level Programming System for Windows™ application development consisting of COM objects, Dynamic Linked Libraries (DLLs), associated import libraries, header files and example source code. The SDK is compatible with many programming environments.


AmpLIB MICR OCR SDK lets you quickly develop applications for remote deposit and mobile capture of check images. The MICR OCR SDK includes the following functions:

  • MICR Data Extraction
  • Image Processing
  • Image Formatting

that allow you easily and accurately process incoming check images, prepare them for OCR, reliably extract the MICR data and format the final images ready for integration into ICL files for exchange. AMP provides sample applications written in C, C++, C# and VB with source code for quick evaluation and proof of concept testing.

Support for Check Images Captured without Traditional Check Scanners

Both MICR OCR and Image Processing routines have been improved and refined specifically to address the issues of handling check images captured with desktop scanners, cell phone cameras and similar devices that do not have hardware MICR readers.

Trained Fonts Read Camera Captured Check Images

The ampLIB SDK has retrained the MICR OCR Engines with font data using over two years of real world Camera capture image data.

Multiple Engine Voting Decreases Substitution Errors

A new feature bit for Camera based check images. The SDK now invokes multiple engine voting on a character by character basis. This can greatly reduce the substitution rate by as much as xx% while maintaining a high read rate.

Advanced Function Calls Speed Development and Implementation

A single function call may now be used to implement a MICR OCR and check image processing of remotely captured check images from flatbed scanners and cell phone cameras. The function call is a super-set of functions that takes check images as input and provides formatted MICR line data and UCD187 conforming check images as output.


Remote Deposit Capture A single application call to take input check images from an RDC client and output verified MICR line data as well as Check 21 compliant 200-DPI TIFF check images for incorporation into ICL files for exchange.

Remittance Check Processing Automatically find and process checks within larger documents.

MICR OCR Verify Verify MICR data from traditional check scanners that employ magnetic MICR reading.


Accurate MICR OCR - provides high read rates with very low substitution error rates

No Click Charges - Licensed per machine. Licensing is based on features and performance options selected. Performance is scalable to hundreds of image processing functions per second per server

Works with low quality images - low contrast and resolution, out of focus and distorted images while providing the lowest possible image rejection rates

Easy integration with your Check21 systems - using .NET COM access or direct DLL calls. Demonstration apps and source code provided for C++, C# and VB NET

For pricing and evaluations Contact Sales (408) 366-6400 



AmpLIB MICR OCR delivers accurate and fast Optical Character Recognition (OCR) of MICR line data from check images. AmpLIB is a complete SDK consisting of everything you need to reliably extract MICR data using its dual pass OCR voting algorithm. AmpLIB MICR OCR delivers automated image check processing Check 21 compliant 200-DPI TIFF images ready for incorporation into ICL files for exchange.

Basic Functions

These include loading, decompressing, compressing and saving of check images. The MICR OCR SDK will correct TIFF tags, resolution and image dimensions to conform to check image exchange requirements such as X9.100-181 (Tough TIFF) and UCD/187.. These basic functions are commonly used in application built with the ampLIB MICR OCR SDK. Common check image formats such as TIFF, JPEG and Grayscale can be imported.

IMAGE PREP Functions (Click Here for Example)

These basic image processing functions include finding (whether right side-up or not) a check within a document image, correcting skewed images, doing trapezoidal adjustment and cropping the check image and fundamental noise removal.


This set of functions detects a MICR line within a check image, reads it and parses it into the proper ABA account, RT and check serial number format. Using multiple proprietary MICR OCR engines, voting and confidence ratings can be assigned to each character read, thus minimizing inaccurate reads or substitution errors.

Image Repair (Click Here for Example)

For more challenging types of check images such as postal money orders, travelers check and treasury checks Image Repair can automatically remove patterned backgrounds and leave the data for better extraction and CAR/LAR results.  These functions are used to improve the quality of the image for more accurate MICR. Functions include speckle, streak, border, line and background removal, edge detection, dynamic threshold for color or grayscale conversion to black and white and page mode to find checks from within a larger document.

Camera Features

This licensable feature applies algorithms trained to recognize MICR fonts and characters within images captured from devices such as cell phone cameras and flatbed scanners. It employs character level recognition, multiple OCR engines and may be licensed to improve the performance of existing applications using prior versions of the ampLIB MICR OCR SDK with no code changes.

MICR Verify

When using an external MICR reader such as a magnetic check reader or comparing MICR OCR from another OCR engine, MICR VERIFY applies complex business rules to assure the most accurate MICR read rate. This group of features is used to verify captured MICR data and to parse it to the ABA field level separating out the R/T, ON-US, AUX ON-US and other data.

Advanced Function Call Library (Click Here for Example)

This group provides two highly-integrated calls (AmpReadMicrCamera & AmpReadCamera). These calls combine many of the processes described above to extract MICR data & create exchange-compliant images to achieve the highest read rates, lowest substitution rates and best possible throughput with a minimum coding effort. Specially trained MICR fonts are included with this function.

OCR A/B (Click Here for Example)

When scanned checks are part of a larger remittance document, recognition of OCR A/B fonts may be employed to extract information such as the customer's account number in order to apply credit to the proper account.  


Usage Examples

 ampLIB Micr SDK can rapidly and accurately extract MICR information from check images and addresses a wide range of ICL file and check image processing applications. Below are examples of applications that can be built using the All My Papers ampLIB MICR OCR SDK.


Remote Deposit Capture

A single application call may be used to take input check images from and RDC client and output verified MICR line data as well as Check 21 compliant 200-DPI TIFF check images for incorporation into ICL files for exchange.



Any Scanner is a Check Scanner - Find check images automatically from any stream of scanned images.

The ampLIB SDK software can find check images from a stream of scanned paper documents such as invoices, business correspondence, remittance documents, etc. The software quickly finds and accurately extracts the MICR data with low substitution errors. The software automatically crops, removes skew and saves the check image to meet exchange standards.



Remittance Processing

Automatically find and process checks within larger documents.



Remittance Voucher Processing

Checks can be anywhere on a remittance voucher - top, middle or bottom. The SDK finds and extracts the checks without manually bursting and re-scanning



MICR OCR Verification

Verify MICR data from traditional check scanners that employ magnetic MICR reading at the time of capture or to verify MICR OCR before check images are archived.




 Minimum System Requirements

  • Operating System

  - Desktop - Windows 7, 10 - 32/64-Bit

  - Server - Windows Server 2008 through 2016

  • CPU: Pentium 4, 2GHZ
  • RAM: Per Operating System Minimums

Input/Output Compatibility

  • Input File Formats:  Bitonal, grayscale and color image formats BMP, JPEG, JBIG, G4 PCX, DCX, RLC TIFF (Uncompressed, LZW, Packbits, G3 FAX, G3-2D, G4, JPEG, Type 2, Multi-image)
  • Output File Formats:  BMP, JPEG, PDF (bi-level multi-image) TIFF (Uncompressed, G3 FAX, G3-2D, G4)



About Downloaded Software

All my Papers software is available for download for trial and production use and in some cases, demo use.

  • Demo Use - You may download the software and install it - limited functionality is available without any licenses.  Products without demo functionality will require a license to use.
  • Trial Use - Qualified customers may obtain a temporary license to enable product features for trial use (usually 30-days) by contacting
  • Production Use - When you purchase an All My Papers product, you will be issued a permanent license enabling it use on one workstation or server.  Permanent licenses come with one year of support and maintenance releases.  Thereafter, support and access to maintenance releases is 18% of the permanent license cost per year.


ampLIB-logosmampLIB SDK

Available for Trial, Production

The ampLIB MICR OCR performs MICR line data extraction from check image files and Includes image processing and image formatting for Remote Deposit and other Check 21 applications.  The ampLIB MICR OCR SDK finds, reads, parses, extracts, verifies and saves the MICR data from check images.  ampLIB is a high level programming system for Windows™ application development consisting of COM objects, Dynamic Linked Libraries (DLLs), associated import libraries, header files and example source code. The SDK is compatible with many programming environments.  To obtain pricing information or a trial license contact .

Download ampLIB MICR OCR SDK 64-Bit version

Download ampLIB MICR OCR SDK 32-Bit version


ampLIB-logosmampLIB COM

ampLIB COM is a Window's COM object for the ampLIB MICR OCR and ampLIB Barcode Reader SDKs.

Download ampLIB COM


ampLIB-logosmampLIB NET

Available for Trial, Production

The ampLIBNet DLL is a .Net interface to the AMPLIB DLL which closely resembles the COM interface. It provides the methods and properties of the IampImage, IampBarcode, and IampMICR interfaces in a single object, and can be used in .Net languages like Visual Basic .NET and C#. To obtain pricing information or a trial license contact .

Download ampLIB .NET 64-Bit version

Download ampLIB .NET 32-Bit version




 General Licensing Model

Terms for licensing AMP's software authorize one user and one physical hardware device per software instance. All My Papers applications and demos are a one-time purchase and require runtime licenses. There are no per click fees. Each computer using All My Papers software technology requires a runtime license. The licenses are issued in classes based on feature/function and speed/throughput. Licenses are sold for specific machines and users. AMP uses the "one user, one core" license model. For details, see the License text loaded during the installation of the software.

Deployment Licensing

Each PC/Server using AMP software must have the appropriate runtime license. Deployment Runtime licensing is sold on the basis of features selected for deployment and maximum number of items in a given file. AMP licensing terms authorize one user and one physical hardware device per software. Licensing for single user, single desktop, terminal services or Server licensing available.

One Dimensional and Two Dimensional Barcodes License Separately

1D and 2D barcode types require separate runtime licenses. See the list of supported barcode types at the bottom of the description page.

Virtual Machine Licensing

Virtual Machine Licensing Technologies that create virtual environments with either separate machine identities or separate administrative rights are creating virtual OS environments that require the appropriate licensing of any applications configured to run in those virtual OS environments. Virtual processors are considered to have the same number of threads and cores as each physical processor in the underlying physical hardware system. In addition to the standard terms and conditions for the AMP product being licensed, the licensee agrees not to copy or transfer a license to another hardware computer by "cloning", or via any other method, from the single computer that the software was originally licensed for. Contact All My Papers' Sales for a copy of the VM licensing amendment:

License Installation and Error Code 107

The License Manager Software allows the licensing of individual computers via the internet. Evaluation licenses, limited time licenses, feature set and feature upgrades licenses are all supported. An error code 107 indicates a nonexistent or non-valid license codes.

Click here to download the License Manager

Feature Licening

The following licensable feature groups are available for the ampLIB MICR OCR SDK


(No licenses Required) File Load & Decompress

AmpLIB (AmpLIB license only)

IMAGE COMPRESS & SAVE - X9.100-181 & UCD X9.100.187 Compatible Images Image scale & Rotation Bitonal, Grayscale & Color Images OCR A/B (AmpLIB license only) For Reading of Coupon and Remittance Documents

MICR OCR (AmpLIB and MICR OCR licenses required)

MICR Line Detection Reads E13B Font Upside Down Read ABA MICR Line Formats

IMAGE REPAIR/PREP (AmpLIB and Image Repair licenses required)

Find Document Images Skew Correction/Crop Speckle, Streak, Border and Line Removal Morphological Image Filters for Background Removal Laplacian Filters for Improved Edge Detection Dynamic Threshold for Color or Grayscale to B&W Conversion Page Mode to Find and Read Checks on a Remittance Page

CAMERA GROUP (AmpLIB, MICR OCR, Image Repair and Camera licenses required)

Uses Trained Fonts from Camera Based Images such as Cell Phones and Flatbed Scanners Character Level Multiple Engine Voting as Opposed to Line Level Voting Improves Performance of Existing Applications Using AmpLIB MICR OCR with No Code Changes

MICR VERIFY/PARSE (AmpLIB, MICR OCR, Image Repair and MICR Verify licenses required)

Verify Captured MICR Data Parse MICR Data to Field Level (R/T, ON-US, AUX ON-US, etc.)

ADVANCED FUNCTION CALL LIBRARY (AmpLIB, MICR OCR, Image Repair, MICR Verify and Camera licenses required)

AmpReadMicrCamera & AmpReadCamera - Single-Calls that Extract MICR Data & Output Exchange-Compliant Images Combines Many of the Above Processes to Provide Highest Read Rates, Lowest Substitution Rates and Best Possible Throughput


All options are available for single and multi core processors at speeds ranging from 0.5 to 1280 images per second per server. Speed licenses determine the theoretical maximum throughput of an application. Actual performance will vary depending on hardware, image quality, number of functions called and other factors.

Every PC using AMP MCIR OCR software requires a licensed runtime. Runtimes used on single processors are available for distributed applications based on functionality and throughput per the table below.



Image Repair


MICR Verify

Max Read Rate

Class 1





One image per every two (2) seconds.

Class 2





One image per second.

Class 2.5





Three images per second.

Class 3





Five images per second.

Class 4





Ten images per second.

Class 5





Twenty images per second.

 Advanced Option Licenses Processor Models - A baseline executable is available for single process execution at 20 image file accesses per second. Above that speed multi-process executables are available at speeds from 40 to 1280 images per second per server. Multi-Thread - A Multi-Thread version of the SDK is also available. Multi-threading allows assignment of specific sub functions such as de-skewing or MICR extraction to particular processors. Correct?? Speed licenses determine the theoretical maximum throughput of an application. Actual performance will vary depending on hardware, image quality and other factors.

Speed Class

Processor Support

Max Images Per Second

Class 5

Single Processor


Class 6

Multi Processor


Class 7

Multi Processor


Class 8

Multi Processor


Class 9



Class 10

Multi Processor


Class 11

Multi Processor


Please note that "Max images per second" refers to the speed at which images may be accessed. Many operations (such as the ampProcessCameraCheckImages call) require multiple image accesses. The number of image accesses required for a particular task (MICR extraction for example) will vary depending on the quality of the check images. All My Papers will provide temporary licenses so that customers can characterize application performance under a given speed license class.

Contact for more information


White Papers

 Check Deposits Without Check Scanners

Remote Deposit Capture (RDC) has been in use by banks and other financial institutions for some time. What is relatively new for RDC is the capture of checks from camera based devices without hardware magnetic MICR readers.

Working with Image Cash Letter Files

This white paper is for anyone contemplating working with or implementing a system that will process Image Cash Letters (ICLs), AKA X9.37 files, and would like to reduce their implementation costs, time, and ongoing maintenance efforts.

Ramifications of MICR Mis-Match in Check Image Exchange

This white paper discusses the issue of data errors made during the check truncation and exchange process and the privacy and operational risks this creates to the financial institutions involved in Check 21 check clearing.

Combining Remote Capture and IRD Printing

This white paper discusses a Check 21 Strategy for Community and Regional Banks.

Bar Codes in Document Imaging

A White Paper that describes in detail Bar Codes and how they relate to document imaging.

Best Practices for Check Image Capture Without Traditional Check Scanners

This white paper will outline essential good practices for Check Image Capture without traditional check scanners. This whitepaper also provides detailed information about the how's and why's of using smartphones and scanners to capture check images.

For questions or to stay up-to-date on our products

Click for our Contact Page


amc-logosmAll My Checks™
• Extract MICR data accurately
• Format check images for exchange
• Create ICL files for exchange or RDC
• Ready to run software application

ampLIB-logosmX9 Exception Manager

• Increase transaction throughput
• Enable Check 21 processing for legacy systems
• Acheive improved float management

x9LIB-smlogoampLIB MICR OCR SDK 

• Process check images
  From Phones, Cameras, Scanners
• Extract MICR data from check images 
• Format check images for exchange
• Fast programming with single call implementation

ampLIB-logosmX9 RCC
• Build Remotely Created Checks
  - for presentment or exchange
  -on behalf of your customers 
• Produce Test ICL Files
  - to debug Check 21 Applications
  - without risking customer data

• View content of ICL files
• View check images
• Edit records and fields
• Print IRDs and CRDs

qualifier-smlogoX9 Qualifier
• Detect non-conforming TIFF tags
• Correct TIFF Tags
• Detect MICR Mis-Match
• Image IQA

x9LIB-smlogoX9LIB SDK
• Create ICL Files
• Format ICL Files
• Save as CSV Files
• Sort & Merge ICL Files

IRD-Print-smlogoIRD Print
• Conforms to latest standard
• Prints Negotiable IRDs and CRDs
• Works with many printers
• Prints one item or the entire ICL file

x9ImageClearing-smlogoX9 Image Clearing
• Check Archive
• Duplicate Detection 
• Research Check Items
• Forward & Return Clearing

x9ImageClearing-smlogoX9 Returns
• Imports ICL files into SQL database
• Supports 50+ ICL formats
• Return item research & sorting
• Browser-based user interface



July 22, 2014 - ALL MY PAPERS Software Selected by Tangerine Bank -- Cheque imaging technology provides low cost solution for Canadian Banks


April 10, 2013 - ALL MY PAPERS Signs Reseller Agreement with Orbograph


September 25, 2012 - Orbograph and All My Papers Form Alliance for Remote Deposit Capture & Mobile Marketplace Complementing technologies improve efficiency and reduce risk of fraud

August 3, 2012- Credit Union Times - Mobility Matters: Tracking the Mobile Banking Revolution in Credit Unions


September 28, 2011- All My Papers Announces a Software Application That Makes Every Scanner a Check Scanner - You can read the press release online by going HERE.

April, 2011- Check Deposit Challenges Using Scanners Without MICR Readers - Transaction News - You can read the article online by going HERE.

January 25, 2011 - All My Papers Updates MICR OCR SDK with Additional Camera Capture Features For Mobile Phones and Desktop Scanners


February 24, 2009 All My Papers Publishes Case Study of X9 IMAGE CLEARING Software Solution For the State of North Carolina Check 21 Processing.


December 2 , 2008 All My Papers Awarded Bid by State of Nouth Carolina for Check 21 Processing

October 24, 2008 All My Papers previews Beta version of X9 Viewer with support for the Universal Companion Document, UCD.

July 23, 2008 All My Papers Releases Software Reader for USPS 4-State Barcode

May 6 , 2008 All My Papers Releases Federal Reserve Bank MICR Conversion Utility for Check 21 Files


December 12, 2007 All My Papers Releases X9 TIFF QUALIFIER For Testing To the New ECCHO Check Image Exchange Rules

October 23, 2007 All My Papers Releases White Paper on Ramifications of MICR Mis-Match in Check Image Exchange

October 22, 2007 All My Papers Releases X9 TIFF QUALIFIER for Image Cash Letters

August 21, 2007 All My Papers Joins Financial Industry Organizations ECCHO and FSTC To Facilitate Check Image Exchange

May 2, 2007 - All My Papers Releases X9 VIEWER for Image Cash Letters

March 27, 2007 - All My Papers Releases White Paper on Check Image Exchange Interoperability and Data Integrity Issue Resolution

February 21 , 2007 - All My Papers and Unisys Deliver Unrivalled Check Image Data Precision for Financial Institutions


January 17 , 2006 - Sterling National Bank, Leveraging All My Papers Technology, Granted Federal Reserve Board Approval for FedReturn™ Image Cash Letter


October 4 , 2005 - All My Papers MICR OCR Technology Integrated into 1,050 7-Eleven Vcom© Kiosks Verifies Check Image Data

August 12 , 2005 - All My Papers Publishes a FREE white paper - Combining Remote Capture and IRD Printing, A Check 21 Strategy for Community and Regional Banks.

July 20, 2005 - All My Papers Business Partner, Aquracy LLC, uses IRD print technology in Remote Image Capture Solution.

July 18, 2005 - All My Papers and Intactis Software Inc. form Strategic Business Partnership.

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