All My Checks™ is a Windows software application for converting scanned mixed business documents (such as checks and contracts) into check image cash letter files (ICL/X9.37/UCD) for Remote Deposit (RDC).


All My Checks automatically processes a folder of scanned documents:

  • Finds check images mixed with business documents
  • Extracts check images quickly
  • Reads MICR information with low substitution errors
  • Prepares compliant check images for exchange and RDC
  • Outputs
    • Exchange-ready front and back check images
    • Parses and formats MICR data into Routing and ONUS numbers
  • Provides multiple dollar amount entry options for CAR/LAR data capture
  • Creates conforming check image cash letter files (ICLX9.37/UCD)
  • Formats ICL’s for major exchanges such as FRB and over 25 banks


All My Checks Benefits

  • Reduce Time/Costs of Check Deposit Processing
    • Any scanner is now a check scanner - no need for a specialty check scanner
    • No need to separately scan checks - the checks can be mixed with a stream of other documents
    • Optionally, the MICR data and check images output may be converted to deposit image cash letter
    • Fast processing saves time
  • Reduce Cost of Remittance Payment Processing
    • No bursting of checks
    • No separate scan process for checks
  • Reduce Work Flow Effort by Eliminating Document Sorts
    • Checks are automatically found within streams of different scanned document types and prepared for exchange
  • Reduce Returns due to poor image quality
  • Reads MICR accurately with low substitution errors
  • Ready to run application, no programming required
  • Application can be command line driven for "lights out" operation

All My Checks™ automatically processes a folder of scanned documents and extracts check images and MICR information. The check images are processed to conform to exchange standards.


All My Checks works with images from flatbed scanners, automated document feeder scanners, mobile cameras as well as specialty check scanners. The check images can be found among a stream of documents or at any orientation or placement within the document.

Every Scanner Is A Check Scanner


Find Checks In Any Scanned Document Image

All My Checks will retrieve image files from a folder, find check images, extract MICR information including routing number and ONUS fields and output banking system compliant black and white TIFF check images along with MICR data in CSV text format.


Find & Extract Check Images from Remittance Vouchers

All My Checks can find and extract a check image from the top, middle or bottom of a remittance voucher


Find & Extract Check Images and Payment Coupons for Retail Lock Box Processing

All My Checks with the optional license All My Coupons can find and read coupon information such as account numbers in OCR A/B fonts, dollar amount, barcode information such as customer address and customer information.



  • Scans designated folder for incoming documents and check images
  • Accepts multiple grayscale and Bitonal (black & white) image file formats
  • Automatically detects checks within a document
  • Processes check images to ensure conformance with exchange standards
  • Extracts routing number and ONUS fields from the MICR line
  • Exports check images in exchange-ready binary TIFF format
  • Exports MICR data in text CSV format
  • Optionally outputs deposit or exchange ready X9 Image Cash Letter files




Minimum System Requirements

  • Operating System

  - Desktop - Windows 7, 8x, 10 - 32/64-Bit

  - Server - Windows Server 2008 and newer

  • CPU: Pentium 4, 2GHZ
  • RAM: Per Operating System Minimums

Input/Output Compatibility

Input File Formats:  TIFF or JPEG, optional CSV list file

Output File Formats: ICL files formatted per deposit bank requirements, TIFF image files formatted for exchange, CSV formatted transaction and error logs



About Downloaded Software

All my Papers software is available for download for trial and production use and in some cases, demo use.

  • Demo Use - You may download the software and install it - limited functionality is available without any licenses.  Products without demo functionality will require a license to use.
  • Trial Use - Qualified customers may obtain a temporary license to enable product features for trial use (usually 30-days) by contacting 
  • Production Use - When you purchase an All My Papers software license, you will be issued a license enabling it use on one workstation or server.  Licenses come with three years of support and maintenance.


amc-logosmAll My ChecksTM

Available for Trial, Production

All My Checks is a Windows software application that finds and extracts check images and MICR information from a variety of scanned and photographed document images, performs optional CAR/LAR recognition to extract dollar amounts and outputs ICL files in industry standard or one of over 25 bank proprietary RDC formats.  To obtain pricing, a temporary for evaluation or to purchase a production license and support or just to find out more, information contact

Download All My Checks Application



Available for Trial, Production

AmpClient is a communications module required for All My Papers CAR/LAR service which is available as an option of All My Checks.

Download AmpClient




Application Licensing Model

General Licensing Model Terms for licensing AMP's software authorize one user and one physical hardware device per software instance. All My Papers applications require annual subscriptions and runtime licenses.

Each computer using All My Papers software technology requires a runtime license. The licenses are issued in classes based on feature/function and speed/throughput. Licenses are sold for specific machines and users. AMP uses the "one user" license model. For details, see the License text loaded during the installation of the software. Development and Deployment licenses are sold separately so that you can develop and test your application before committing to deployment licensing or hardware.

Virtual Machine Licensing

 The All My Papers VM license enables use of AMP applications in VM environments and is available to new customers.

  • AMP includes VM support for VM environments with static UUIDs such as VMware or Microsoft Hyper-V.  However, installation or configuration support under other VM environments without static UUIDs may be subject to additional installation/configuration support charges.

License Installation and Error Code 107

The License Manager Software facilitates the installation and removal of licenses on individual computers or servers and validates licenses upon installation via the internet. Evaluation licenses, limited time licenses, feature set and feature upgrades licenses are all supported. An error code 107 indicates a missing or invalid license.

Click here for the License Manager Download Page


All options are available at speeds ranging from 0.5 to 1280 images per second per server. Speed licenses determine the theoretical maximum throughput of an application. Actual performance will vary depending on hardware, image quality, number of functions called and other factors.

Every PC using AMP MCIR OCR software requires a licensed runtime. Runtimes used on single processors are available for distributed applications based on functionality and throughput per the table below.

Please note that "Max images per second" refers to the speed at which images may be accessed. Many operations (such as the ampProcessCameraCheckImages call) require multiple image accesses. The number of image accesses required for a particular task (MICR extraction for example) will vary depending on the quality of the check images. All My Papers will provide temporary licenses so that customers can characterize application performance under a given speed license class.

 Contact for more information.



Strategies for Success

A concise document that describes the expanding RDC and Remote Lockbox market The paper covers business drivers, new types of RDC and remote lockbox users, technology issues and a discussion of common scanner types and their issues.


All My Checks Presentation

The presentation covers, an introduction to All My Checks software, goals and benefits of using All My Checks, samples of a variety of scanned check images with before and after results and samples of voucher Remittance processing.  Also covered are issues to be aware of with mobile phone camera images, a summary of features and functions as well as screen shots of the software.

For questions or to stay up-to-date on our products

Click for our Contact Page


amc-logosmAll My Checks™
• Extract MICR data accurately
• Format check images for exchange
• Create ICL files for exchange or RDC
• Ready to run software application

ampLIB-logosmX9 Exception Manager

• Increase transaction throughput
• Enable Check 21 processing for legacy systems
• Acheive improved float management

x9LIB-smlogoampLIB MICR OCR SDK 

• Process check images
  From Phones, Cameras, Scanners
• Extract MICR data from check images 
• Format check images for exchange
• Fast programming with single call implementation

ampLIB-logosmX9 RCC
• Build Remotely Created Checks
  - for presentment or exchange
  -on behalf of your customers 
• Produce Test ICL Files
  - to debug Check 21 Applications
  - without risking customer data

• View content of ICL files
• View check images
• Edit records and fields
• Print IRDs and CRDs

qualifier-smlogoX9 Qualifier
• Detect non-conforming TIFF tags
• Correct TIFF Tags
• Detect MICR Mis-Match
• Image IQA

x9LIB-smlogoX9LIB SDK
• Create ICL Files
• Format ICL Files
• Save as CSV Files
• Sort & Merge ICL Files

IRD-Print-smlogoIRD Print
• Conforms to latest standard
• Prints Negotiable IRDs and CRDs
• Works with many printers
• Prints one item or the entire ICL file

x9ImageClearing-smlogoX9 Image Clearing
• Check Archive
• Duplicate Detection 
• Research Check Items
• Forward & Return Clearing

x9ImageClearing-smlogoX9 Returns
• Imports ICL files into SQL database
• Supports 50+ ICL formats
• Return item research & sorting
• Browser-based user interface



July 22, 2014 - ALL MY PAPERS Software Selected by Tangerine Bank -- Cheque imaging technology provides low cost solution for Canadian Banks


April 10, 2013 - ALL MY PAPERS Signs Reseller Agreement with Orbograph


September 25, 2012 - Orbograph and All My Papers Form Alliance for Remote Deposit Capture & Mobile Marketplace Complementing technologies improve efficiency and reduce risk of fraud

August 3, 2012- Credit Union Times - Mobility Matters: Tracking the Mobile Banking Revolution in Credit Unions


September 28, 2011- All My Papers Announces a Software Application That Makes Every Scanner a Check Scanner - You can read the press release online by going HERE.

April, 2011- Check Deposit Challenges Using Scanners Without MICR Readers - Transaction News - You can read the article online by going HERE.

January 25, 2011 - All My Papers Updates MICR OCR SDK with Additional Camera Capture Features For Mobile Phones and Desktop Scanners


February 24, 2009 All My Papers Publishes Case Study of X9 IMAGE CLEARING Software Solution For the State of North Carolina Check 21 Processing.


December 2 , 2008 All My Papers Awarded Bid by State of Nouth Carolina for Check 21 Processing

October 24, 2008 All My Papers previews Beta version of X9 Viewer with support for the Universal Companion Document, UCD.

July 23, 2008 All My Papers Releases Software Reader for USPS 4-State Barcode

May 6 , 2008 All My Papers Releases Federal Reserve Bank MICR Conversion Utility for Check 21 Files


December 12, 2007 All My Papers Releases X9 TIFF QUALIFIER For Testing To the New ECCHO Check Image Exchange Rules

October 23, 2007 All My Papers Releases White Paper on Ramifications of MICR Mis-Match in Check Image Exchange

October 22, 2007 All My Papers Releases X9 TIFF QUALIFIER for Image Cash Letters

August 21, 2007 All My Papers Joins Financial Industry Organizations ECCHO and FSTC To Facilitate Check Image Exchange

May 2, 2007 - All My Papers Releases X9 VIEWER for Image Cash Letters

March 27, 2007 - All My Papers Releases White Paper on Check Image Exchange Interoperability and Data Integrity Issue Resolution

February 21 , 2007 - All My Papers and Unisys Deliver Unrivalled Check Image Data Precision for Financial Institutions


January 17 , 2006 - Sterling National Bank, Leveraging All My Papers Technology, Granted Federal Reserve Board Approval for FedReturn™ Image Cash Letter


October 4 , 2005 - All My Papers MICR OCR Technology Integrated into 1,050 7-Eleven Vcom© Kiosks Verifies Check Image Data

August 12 , 2005 - All My Papers Publishes a FREE white paper - Combining Remote Capture and IRD Printing, A Check 21 Strategy for Community and Regional Banks.

July 20, 2005 - All My Papers Business Partner, Aquracy LLC, uses IRD print technology in Remote Image Capture Solution.

July 18, 2005 - All My Papers and Intactis Software Inc. form Strategic Business Partnership.

1840 Snake River Road, Suite C
Katy, TX 77449

PHONE: (408) 366-6400
FAX:(408) 366-6400

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Last Update August 7, 2017

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